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I know there can be effects on FICO but I have no debt on the horizon, near- or long-term, for loans, mortgage, etc. I retired last year, mortgage is paid off, all credit/charge accounts are auto-paid in full every month. I don't care about
Chances are, you're already doing tasks online that help make your life easier. So why not add getting your AT&T Universal Card statements online only to the list? If you haven't switched to Paperless Statements because you're worried about